How a Capital One payment network change could impact you . Discover is one of the four major credit card networks, along with Visa, Mastercard and American Express. Right now, Ca

There are multiple ways to pay less interest on your credit card debt this year. Here are five to explore now.

A suggestion I frequently make to business owners who do not have an extensive history of paying back debt is to open a small business credit card.

As long as you pay off your credit card each month, cards with no annual fee essentially let you earn free rewards.

It’s definitely possible to earn credit card rewards without paying interest, mostly because credit cards typically offer a grace period between the end of your billing cycle and when your payment is due. If your credit card offers a grace period, federal law requires this period to last at least 21 days.

Credit card defaults are on the rise for Americans, reaching the highest amount in 14 years. U.S. credit card defaults jumped to a record number of $46 billion from January through September 2024, reported the Financial Times,

Total U.S. credit card debt fell 12% at an annualized rate in November, a plunge not seen since the onset of the pandemic. High interest rates and tightening lending standards by banks may be preventing people from using credit cards, even if they want to.

Processing card transactions costs merchants billions each year, and will likely rise as legal efforts and legislation to rein in those charges falter.